4 min read

Investing your age: What’s your REAL risk tolerance?

By Garick Giroir on Aug 22, 2022 12:31:50 PM

You know that deciding to invest some of your money in the market automatically means you’re setting yourself up for possible loss.

Topics: Personal finance Nearing Retirement Shopportunist Wallet Warrior
7 min read

Build your nest egg: Best ways to invest for retirement

By Garick Giroir on Aug 22, 2022 11:52:30 AM

Investing your money is a tried and true approach to building a life worth enjoying after retirement. But with so many options available, you may feel stuck.

Topics: Personal finance Nearing Retirement Shopportunist Wallet Warrior
4 min read

Is mobile banking safe?

By Garick Giroir on Aug 16, 2021 12:00:00 AM

Banking with your mobile device is quick and convenient. But is it a safe way to handle your finances?

Topics: Lifestyle Car Safety Personal finance Business finance Disaster preparation Parenting News & updates Credit score Home & mortgage Financial mindset Penny Prioritizer Overspender Indifferent-to-money Debt Credit Home Ownership Nearing Retirement Retired Starting Out Podcasts Ebooks Shopportunist Wallet Warrior Saving & Budgeting Auto College Privacy & Security Personal Banking Taxes & Income Working Tips & Resources Case Studies Media
8 min read

5 self-sabotaging behaviors keeping you broke (and how to fix them)

By Garick Giroir on Jun 28, 2021 12:00:00 AM

Self-sabotage is the act of continually doing something that undermines your own goals.

Topics: Personal finance Financial mindset
5 min read

How to financially prepare for a baby

By Garick Giroir on Apr 28, 2021 12:00:00 AM

Raising a child is one of the most rewarding experiences life has to offer. But the cost may be higher than you realize.

Topics: Personal finance Parenting
3 min read

What you need to know about the new stimulus bill

By Garick Giroir on Mar 18, 2021 12:00:00 AM

It’s another stimulus bill, which means more checks are coming! But don’t hit the shops just yet. Even though the new bill promises bigger stimulus checks, there are stricter eligibility requirements — and that’s just the tip of the iceberg.

Topics: Personal finance News & updates
4 min read

5 steps to take after a financial disaster

By Garick Giroir on Jan 5, 2021 12:00:00 AM

As we sail into 2021, many Americans are struggling with the aftershock of financial disaster. Whether it’s due to a layoff, a smaller workload, medical expenses or a change in family circumstances, the financial fallout of COVID-19 has been devastating for people in every sector of the economy.

Topics: Personal finance
6 min read

Why losing your job may actually be a blessing in disguise (even when it doesn't feel that way)

By Garick Giroir on May 20, 2020 12:00:00 AM

Losing a job, whether due to the economic fallout of COVID-19 or other reason, is never easy. Choosing to view this time as an opportunity instead of a crisis can have positive long-term effects on your career path.

Topics: Lifestyle Personal finance Financial mindset
3 min read

4 ways to spend your stimulus check (that you won’t feel guilty about)

By Garick Giroir on May 7, 2020 12:00:00 AM

Stimulus checks and tax refunds are landing in bank accounts and mailboxes around the country. Many recipients are wondering: What is the best way to use this money?

Topics: Lifestyle Personal finance Financial mindset
3 min read

2 clever ways to defeat debt

By Garick Giroir on Jan 27, 2020 12:00:00 AM

Paying off debt is not easy.  

In fact, 41% of Americans are currently digging themselves out of credit card debt⁠ — with 7% doubting they’ll pay it off in their lifetime.

The average American has 2 to 3 credit cards, and those annual fees can add up.

Topics: Personal finance Ebooks Media