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4 min read

Investing your age: What’s your REAL risk tolerance?

By Garick Giroir on Aug 22, 2022 12:31:50 PM

You know that deciding to invest some of your money in the market automatically means you’re setting yourself up for possible loss.

Topics: Personal finance Nearing Retirement Shopportunist Wallet Warrior
7 min read

Build your nest egg: Best ways to invest for retirement

By Garick Giroir on Aug 22, 2022 11:52:30 AM

Investing your money is a tried and true approach to building a life worth enjoying after retirement. But with so many options available, you may feel stuck.

Topics: Personal finance Nearing Retirement Shopportunist Wallet Warrior
6 min read

Should I invest in cryptocurrency?

By Garick Giroir on Aug 22, 2022 11:51:35 AM

Investing in cryptocurrency is all the rage, but that doesn’t mean it’s the financially responsible choice for everyone. Let’s take a closer look at cryptocurrency, its volatile nature, and explore the question of whether it’s a good idea to invest in what has been hailed by some as the “money of the future.”

Topics: Wallet Warrior Tips & Resources
4 min read

4 ways to maximize your 401k

By Garick Giroir on Jul 11, 2022 11:47:33 PM

Don't retire poor! Use these strategies to maximize your 401k.

Topics: Wallet Warrior Tips & Resources Case Studies
6 min read

The importance of becoming financially fit

By Garick Giroir on Jul 11, 2022 10:40:45 PM

Flex those financial muscles and get your wallet into shape.

Topics: Overspender Indifferent-to-money Tips & Resources Case Studies
3 min read

WHAT TO EXPECT FOR 2021 HOLIDAY SHOPPING

By Garick Giroir on Nov 15, 2021 12:00:00 AM

The 2021 holiday season may be one full of supply shortages, shipping delays and higher price tags.

Topics: Lifestyle Safety Tips & Resources Case Studies Media
5 min read

Is it wise to get a protection plan?

By Garick Giroir on Nov 1, 2021 12:00:00 AM

A protection plan is an investment that limits financial risk. It provides peace of mind  and helps you avoid financial strain when the unexpected happens — but choosing a plan isn't always a Sunday drive.

Topics: Car
5 min read

5 essential items to buy after a hurricane

By Garick Giroir on Sep 23, 2021 12:00:00 AM

When it comes to hurricane season, we're not out of the water yet. Restocking essential supplies is a crucial part of the recovery process.

Topics: Disaster preparation Podcasts Media
4 min read

Beware of hurricane recovery scams

By Garick Giroir on Sep 3, 2021 12:00:00 AM

If you live in a community affected by Hurricane Ida, beware of these post-disaster scams.

Topics: Safety Disaster preparation Ebooks Tips & Resources Media
4 min read

Is mobile banking safe?

By Garick Giroir on Aug 16, 2021 12:00:00 AM

Banking with your mobile device is quick and convenient. But is it a safe way to handle your finances?

Topics: Lifestyle Car Safety Personal finance Business finance Disaster preparation Parenting News & updates Credit score Home & mortgage Financial mindset Penny Prioritizer Overspender Indifferent-to-money Debt Credit Home Ownership Nearing Retirement Retired Starting Out Podcasts Ebooks Shopportunist Wallet Warrior Saving & Budgeting Auto College Privacy & Security Personal Banking Taxes & Income Working Tips & Resources Case Studies Media
9 min read

Is Airbnb the ultimate evacuation planning tool?

By Garick Giroir on Jul 27, 2021 12:00:00 AM

You never know when you'll have to evacuate. Vacation rental platforms like Airbnb and Vrbo are great tools for planning ahead.

Topics: Disaster preparation
8 min read

5 self-sabotaging behaviors keeping you broke (and how to fix them)

By Garick Giroir on Jun 28, 2021 12:00:00 AM

Self-sabotage is the act of continually doing something that undermines your own goals.

Topics: Personal finance Financial mindset
4 min read

How to prepare financially for a natural disaster

By Garick Giroir on Jun 24, 2021 12:00:00 AM

Natural disasters can appear at your doorstep with little or no warning. It pays to be prepared.

Topics: Disaster preparation
4 min read

Louisiana FCU awards $10,000 scholarship to high school seniors

By Garick Giroir on Jun 9, 2021 12:00:00 AM


Louisiana Federal Credit Union is excited to announce the recipients of its 2021 Ronald E. Thomas Memorial Scholarship.

Topics: News & updates
5 min read

How to financially prepare for a baby

By Garick Giroir on Apr 28, 2021 12:00:00 AM

Raising a child is one of the most rewarding experiences life has to offer. But the cost may be higher than you realize.

Topics: Personal finance Parenting
7 min read

Planning the perfect low-cost vacation in Louisiana

By Garick Giroir on Apr 1, 2021 12:00:00 AM

A great vacation doesn't have to involve flying or traveling across the country. When thinking about your summer vacation, consider an affordable road trip to nearby locations you may have overlooked.

Topics: Lifestyle
3 min read

What you need to know about the new stimulus bill

By Garick Giroir on Mar 18, 2021 12:00:00 AM

It’s another stimulus bill, which means more checks are coming! But don’t hit the shops just yet. Even though the new bill promises bigger stimulus checks, there are stricter eligibility requirements — and that’s just the tip of the iceberg.

Topics: Personal finance News & updates
8 min read

Avoid tax scams! If you hear any of these statements, you're being targeted.

By Garick Giroir on Mar 2, 2021 12:00:00 AM

Scammers are finding new, creative ways to get taxpayers to share personal and financial information during tax season.

Topics: Safety
8 min read

Let your personal values guide your investment strategy (Video)

By Garick Giroir on Feb 24, 2021 12:00:00 AM

Values-based planning is a philosophy that's spreading like wildfire in the financial sector. Is this a passing trend or did they finally crack the code to attaining true wealth?

Topics: Investing
4 min read

5 steps to take after a financial disaster

By Garick Giroir on Jan 5, 2021 12:00:00 AM

As we sail into 2021, many Americans are struggling with the aftershock of financial disaster. Whether it’s due to a layoff, a smaller workload, medical expenses or a change in family circumstances, the financial fallout of COVID-19 has been devastating for people in every sector of the economy.

Topics: Personal finance
5 min read

How to evacuate during a pandemic

By Garick Giroir on Aug 24, 2020 12:00:00 AM

The 2020 hurricane season and COVID-19 are a pesky one-two punch for those of us living in hurricane zones. If you plan on evacuating this hurricane season, here are some things to keep in mind before leaving home.

Topics: Disaster preparation
4 min read

4 questions to ask before buying a backup generator

By Garick Giroir on Aug 17, 2020 12:00:00 AM

After 2 million households lost power to Hurricane Zeta in 2020, you don't have to be a doomsday prepper to recognize the practical advantages of owning a home generator during hurricane season.

Topics: Disaster preparation
6 min read

Why losing your job may actually be a blessing in disguise (even when it doesn't feel that way)

By Garick Giroir on May 20, 2020 12:00:00 AM

Losing a job, whether due to the economic fallout of COVID-19 or other reason, is never easy. Choosing to view this time as an opportunity instead of a crisis can have positive long-term effects on your career path.

Topics: Lifestyle Personal finance Financial mindset
3 min read

4 ways to spend your stimulus check (that you won’t feel guilty about)

By Garick Giroir on May 7, 2020 12:00:00 AM

Stimulus checks and tax refunds are landing in bank accounts and mailboxes around the country. Many recipients are wondering: What is the best way to use this money?

Topics: Lifestyle Personal finance Financial mindset
3 min read

2 clever ways to defeat debt

By Garick Giroir on Jan 27, 2020 12:00:00 AM

Paying off debt is not easy.  

In fact, 41% of Americans are currently digging themselves out of credit card debt⁠ — with 7% doubting they’ll pay it off in their lifetime.

The average American has 2 to 3 credit cards, and those annual fees can add up.

Topics: Personal finance Ebooks Media
5 min read

How men and women spend their money differently

By Garick Giroir on Jan 6, 2020 12:00:00 AM

How do men and women stack up against each other in the money management arena? We pulled together dozens of studies to see where the differences lie. 

Topics: Lifestyle Personal finance
4 min read

Here are the best cars for Gen Z buyers

By Garick Giroir on Dec 13, 2019 12:00:00 AM

When it comes to purchasing a vehicle, studies show that Generation Z is full of pragmatic buyers who put a heavy focus on price, lifestyle and connection when choosing the ride that's right for them. 

Here are some of the top vehicles for buyers between the ages of 16 and 25.

Topics: Lifestyle Car Personal finance Podcasts Media
3 min read

Want more money? Data says get a new job.

By Garick Giroir on Nov 15, 2019 12:00:00 AM

If you find that you’re struggling financially in spite of your hard work, research shows that the greatest way to get a raise ⁠is to look for a job elsewhere.

Topics: Lifestyle Personal finance Business finance
4 min read

Scammers are turning hopeless romantics into illegal money mules

By Garick Giroir on Aug 26, 2019 12:00:00 AM

 


18,000 people in the U.S. are putting the “broke” in “heartbroken” as online scammers continue to prey on hopeless romantics, to the point of unwittingly aiding in a crime.

Topics: Safety Tips & Resources Case Studies Media